Increase your Income (Create your money machine)

Being wealthy is achievable. First in mind, then in reality. There are 2 elements of financial wealth, the mindset to create money and the ability to create money. These 2 elements can transform people from being poor to financially wealthy. I learned that principle from my mentor Bro. Bo Sanchez.

What is Your Wealth? 

Is it your money? Your car? or your house? Does this thing brings your more money? For me, my wealth is the ability to create money automatically while doing the most important things in my life. Like more time for my family, serving God with my time and to help other people achieve their dreams.

Do not ask for money alone. Money can be a burden if you don't have money machine. (Money machine is your regular source of income from your job or business).

For example you wish for a car and the car was given to you. I believe that your next problem will be the daily gas for your car. After more months your next problem will be the car maintenance to maintain its condition. If you don't have money to sustain it, what will you do?

Friends money will be your big problem if you didn't know how to increase your income.

There are 2 stages of financial life.

  

Stage 1. Man works for money - best example of this is your job or self employment. You exchange your time and service to earn your income.

Stage 2. Money works for man - in this stage, the money grows itself. I'll discuss it later. Read on.

Which of these financial stage would you choose? For the mean time, we starts from stage one which is our job or by by being employee. If you had the experience and the right knowledge/skills, you can transfer to stage two. Money will work for us. Whether it is in the form of investment, property or business.  From there you could also create money machine.

There are 2 kinds of money machine.

1. Manual money machine - it is your job or maybe self employment(doctor, dentist, lawyer etc).

2. Automatic money machine - there are many automatic money machine. These are paper assets, business and properties.

3 kinds of Automatic Money Machine

1. Paper assets - one of the example of this is mutual fund. In mutual fund, you simply invest your money to the mutual fund company. Then the company re-invest your money either in bonds or stock market. If the company invest your money in bonds, it will called bond funds. If it invests in bonds and stock market, it will called balanced funds. And if it invests in stock market alone it is called equity fund. In paper assets like mutual fund, your money will earn up to 12% to 18% a year.

Another example of paper asset is the stock market. Stock market is very dangerous for the people that  doing stock trading. Stock market trading is buying big amount of stocks in low price and sell it in 1 to 2 days when the price increase. It is simply a gamble for the beginner. I recommend the stock market investing. It is the investing or buying big and stable companies in whatever price and earn from the dividend. 

2. Business - being an entrepreneur is the fastest way to be wealthy. However the requirements of being entrepreneur is to learn the ability to earn money. They have to study consistently and build relationship with their clients or customers. By having business, you can create your money machine and it needs to be automatic. There are lots of business that the operation is automatic and can earn passive income.

Warning: Doing business is not an overnight event, you need more patience and perseverance. You can fail more times but you have to be strong to succeed in your business. When you succeed in business, it can also be an automatic money machine for you. Choose the business that can operate automatically.

3. Properties - owning properties is great source of income. For example you own an apartment or condominium, the monthly rental fee will be the continuous source of income.

I hope this post serves you. If this article blessed you, kindly share it to your friends.

PS: My free ebook is now available. Get your copy now. Click http://bit.ly/get-jun-borgonos-ebook

PS2: Gusto mo ba ma-achieve ang time at freedom while you're making money online? Watch the video here. Make sure na tatapusin mo ha. Email me at rodolfoborgonos@gmail.com if may question ka. I'm happy to serve you! :)

Your friend,

Jun Borgoños.

4 Steps to Control your Finances

I believe that anyone can be wealthy whether their earning was small or big. It is on how we can control our cash and use it in more valuable way. I also believe that controlling our cash will lead us to financial freedom.

Friends, I want to share to you the 4 steps on how to control your finances and to live simply and happy. I got this 4 steps to my greatest mentor Bro Bo Sanchez. Here are the 4 steps.

Step 1.  Stop borrowing -> avoid debts, because there's no such thing as easy payment. There's a curse on borrowing or having debts. The curse oh having debts are:

1. Marital fights
2. Increasing part of your income goes to debt payment.
3. Sleepless night

Step 2. Protect your assets -> your greatest asset is your ability to earn money. Then to earn more you have to multiply your money and ensure that your source of it is strong. They might suggest to get some insurance. You can research some kind of term insurance, stocks, bonds etc.

Step 3. Live in 70% of your income -> your goal  is to control your cash. It will not useful, if you're note able to control it. Just live simply and don't waste your money for the things that aren't important. Prioritize your common needs. Make a practice to live in your 70% of your income. I'll tell you what to do with 30% in the next step.

Step 4.  Set Aside 30% or more of your income to your 4 special funds -> must step aside your at least 30% of income to special funds to achieve financial freedom for the future. Here are the 4 special funds.

1. freedom fund (paying your debts in advance). Set a fund to slowly paying your debts and the other expenses in advance.
2. emergency fund (save at least 2-3 months of salary). We'll never know when the crisis will come. We need to be prepared always. It is recommended to set money for your emergency fund.
3. wealth fund (investments). Invest at least 20% of your income to investments or business. It will not make you rich in an instant, however it will make you rich over time.
4. tithe fund (give to God). Give your 10% of income to God or other charity organization that nurtures you and make you grow as an awesome individual. God will bless you more if you can give for His work.

Friends, we need to be like the ants. They store their foods during summer and use it for the winter. We need to be prepared on the time of crisis. Our financial wisdom for now will make us strong and ready for those times.

I hope this post serves you. If this article blessed you, kindly share it to your friends.

PS: My free ebook is now available. Get your copy now. Click http://bit.ly/get-jun-borgonos-ebook

PS2: Gusto mo ba ma-achieve ang time at freedom while you're making money online? Watch the video here. Make sure na tatapusin mo ha. Email me at rodolfoborgonos@gmail.com if may question ka. I'm happy to serve you! :)

Your friend,

Jun Borgoños.

Never Stop Learning

The important key to life is personal growth. Dapat din na mag-grow din tayo sa ibang paraan. Emotional, spiritual and intellectual growth are key to a fulfilling life. Para sigurado tayo na lagi tayong nag-go-grow, kailangan natin i-develop ang habit of continues learning. Learning new things is a basic requirement in this day. Being a lifelong student will benefit us in several ways.

1. Keeps your mind sharp and your skills fresh - Sa panahon ngayon, ang mga tao na nag-commit sa continues learning at ini-improve ang kanilang sarili ay mataas ang chance na ma-hire sa trabaho. Hindi tayo dapat mag-depend sa learning na natutunan natin sa school para sa lifetime work at career.

For example, ang technology ay mabilis na nag-aadvance every minute. Ngayon may bagong labas na technology pero mamaya bago na naman. Then kung hindi natin pag-aaralan ang mga bagong technology, ma-pag-iiwanan tayo at ang masama pa ay mawawala na ang lumang technology na ginagamit natin. Kaya required na i-educate natin ang sarili natin from time to time. Para hindi tayo mapag-iwanan sa mabilis na pag-babago ng trend sa career at sa buhay natin.

2. Competence leads to confidence - Kapag regular tayong nag-aaral ng mga bagong knowledge at skills, magkakaroon tayo ng confidence to try new things, including your career. Let say for example, required ang skill sa Microsoft Excel for a high paying job. Imagine if hindi mo alam gamitin kahit basic ng Microsoft Excel. Siguro hindi mo na i-aattempt na mag-try dahil alam mo sa sarili mo na hindi ka qualified. Maiisip mo na this is a waste of time kung susubukan mo na i-try. Pero what if, you commit to continues learning and nag-aaral ka ng Microsoft Excel for the benefit of yourself, your attitude will change. You would have the confidence that you are qualified and may mataas na chance na ma-hire ka for the job. You would go to interviewers office without a trace of nervousness. Kapag tinanong ka if you had the required skills, makakasagot ka without hesitation. Even if you did not have a specific skill, you could still have that courage. Just developing the habit of constant learning will give you the confidence that you can learn on-the-job.

3. More options in work in life - non-stop learning and improvement will give you more options. Mas madali kang makakalipat sa ibang industries or careers. Magkakaroon ka ng transferable skills na pwede mong dalhin kahit saan. So if we have new skill na na-aquire, we better apply it and find a way to make it useful to us. Maybe your skill will open an opportunity to you para makapag-start ka na maging entrepreneur or maybe your new skill will be your ticket para sa high paying job na pinapangarap mo.

Never stop learning my friend. Sa buhay natin sobrang daming opportunities and surprises. We better learn and find a way to improve ourselves para ma-ilabas natin ang ating full potential. Do things with passion and improve it consistently. Our skills, passion and habit of learning will open the path for abundance and prosperity.

I hope this post serves you. Please do like share and comment if this post helps you. Join my facebook group to receive updates and more valuable information about wealth habits. Click https://www.facebook.com/groups/PinoyWealthHabits/

PS: My free ebook is now available. Get your copy now. Click http://bit.ly/get-jun-borgonos-ebook

PS2: Gusto mo ba ma-achieve ang time at freedom while you're making money online? Watch the video here. Make sure na tatapusin mo ha. Email me at rodolfoborgonos@gmail.com if may question ka. I'm happy to serve you! :)

Your friend,

Jun Borgoños

Develop Good Habits to Achieve your Goals

 

 

There are some people na mayroong bad habits. Natutunan ko na pwede palang ma-overcome ang mga bad habits. Paano? E di gumawa tayo ng good habits. Replace your bad habits into a good habits. I have a friend that has taking cigarettes or a heavy smoker. Kahit anong gawin nya na alisin ang smoking habit na yon, hindi pa rin n'ya magawa dahil he already addicted to smoking. Then one day he decided to take exercise in the form of running/jogging regularly. Doon nya narealize na madali na syang mapagod at kapusin sa paghinga. Dito na rin nag-simula na halos ayaw na nyang nakakaamoy ng usok na galing sa sigarilyo. Dahil nakasanayan na nya na mag-exercise, he continued this habit until one day kusa na sya tumigil sa paninigarilyo. That was the power of creating good habit. Because exercise is good to his health, his body has given up the bad habit. 

Friends, marami tayong goals na gustong makuha sa buhay. I believe some of us ay goal ang financial freedom, some of us is time freedom para sa family or some of us is to be a good entrepreneur or business owner. Marami tayong gustong makuha and I believe magiging successful tayo if we create good habits.

Yes! habits. Habit is regular behaviour and practice that you are doing consistently, especially one that is hard to give up. Mayroong good habits at bad habits. Bad habits will get you in trouble and problem while good habits will lead you to your goals and success.

Developing good habits will also lead you to positive change. Maybe you can earn more, maybe you can be a good employee, maybe you can be a good entrepreneur. Ito ang guide na pwede mong sundin to develop or create good habits.

1. Identify What you Want to Achieve - First, you have to note down lahat ng iyong personal at professional goals. Kailangan mong gumawa ng mga bagong habits sa mga goal na gusto mong ma-achieve. Then choose one goal at isipin mo kung anong mga habits ang kailangan mong isama sa iyong daily schedule para matupad yung goal na yan. Ano ang mga kailangan mong gawin daily to make your goal and vision turn to reality?

For example: For me, My goal is, I want to be an excellent entrepreneur. What habits ang pwede kong gawin daily to achieve it? I have to develop the habit of learning. Kailangan kong magbasa ng mga business books and gain new knowledge and skills about sa entrepreneurship araw-araw. To be more specific, I will spend 1-3 hours a day to study and learn more.

 

 

2. Build Good Habits Into Your Routine - Gumawa tayo ng way to develop new habit into a routine. I-schedule natin ang mga task na kailangan gawin para ma-achieve ang goal. My suggestion is to do it in your most productive time. It's much easier to establish good habits if they fall during your most productive time of day.

 

For me, morning is my most productive time, dahil fresh pa ang isip ko, wala pang masyadong distractions at kapag natapos ko na ang mga tasks ko sa morning, it'll never bother me within the day.

 

3. Reflect on your habits - to motivate yourself, monitor your progress daily and reflect to your habits. Anything starts from thinking to idea, then try, if you fail, do it again and again and keep doing it to achieve your success.

 

 

 4. Develop Self-Discipline - One way to strengthen your self-discipline is to create a dream book. Ang dream ay ang collage or visual presentation ng mga bagay na gusto kong ma-achieve. Kung nahihirapan ka na maging consistent sa daily activities mo, find a way para makabalik ka sa goal mo. 

For me, I'll keep my self motivated by having my dream book. Ang dream book ay ang notes ng mga dreams and plans ko. It reminds me to do whatever it takes para ma-achieve ko ang goals and dreams ko. Ito din ang way ko para ma-motivate ako na i-monitor ang progress ko. To see if there's something wrong and correct it slowly along the way.

 

 

5. Get Support - It is hard to practice new habits if you are alone. Humingi ka ng tulong at support kung kinakailangan. Talk to your friends that have same goals na katulad ng sa'yo. Keep talking to mentors na makakatulong sa'yo to inspire yourself and gain wisdom from them. Nobody is perfect kaya you must ask for support lalo na sa pag-achieve ng dreams mo.

 

These are the guides na pwede mong sundin para makagawa ng good habits at ma-achieve ang success na pinapangarap mo. Sa mga susunod kong blog post i-sha-share ko ang mga specific habits na pwede nating i-practice to achieve financial and time freedom. 

I hope this post serves you. Please do like share and comment if this post helps you. Join my facebook group to receive updates and more valuable information about wealth habits. Click https://www.facebook.com/groups/PinoyWealthHabits/

PS: My free ebook is now available. Get your copy now. Click http://bit.ly/get-jun-borgonos-ebook

PS2: Gusto mo ba ma-achieve ang time at freedom while you're making money online? Watch the video here. Make sure na tatapusin mo ha. Email me at rodolfoborgonos@gmail.com if may question ka. I'm happy to serve you! :)

 

Your friend,

 

Jun Borgoños

Daily Simple Habit of the Future Millionaires

Millionaire has success habits. Natutunan ko ito sa pagbabasa ng mga articles ni Brian Tracy. Now, I'd like to share to you ang mga natutunan ko sa kanya. Ito ay ang Simple Habit of a Millionaire.

Lahat tayo ay mayroong mga habits. May bad habits at mayroon din namang good habits. Then ito naman ang success habit na pwede nating i-apply in our daily lives. I believe that this success habit will make a big progress in my life. I hope sa'yo rin. The habit is to make a list before the day begins.
Ito ang 3 steps to make and plan your daily tasks in the list. 

1. PLAN YOUR DAY THE NIGHT BEFORE - according to Brian Tracy, every minute spent in planning saves 10 minutes in execution. So before tayo matulog sa gabi, we need to make list of our plans para sa susunod na araw. Just in case na hindi mo ito magagawa sa gabi, pwede mong gawin ito first thing in the morning. If we start working from a list na ginawa natin, our output will increase to 25% each day. 

Ito ang mga reasons kung bakit kailangan nating isulat ang ating daily plan:

• Writing a list clarifies your thinking and goals
• Writing down a list forces you to think at a higher level 

Dahil may clarity na tayo kung ano mga dapat gawin. Our mind may now focus to think to the action na gagawin para ma-accomplish ang mga tasks. Actually, one of my problem ay hindi clear ang mga task ko sa buong araw. Since natutunan ko na ito, I started to woke up early every morning to do my priority task.

 

2. SET PRIORITIES ON YOUR LIST BEFORE YOU START THE DAY - work from 80/20 rule. For example kung mayroon tayong 10 tasks on your list sa isang araw. Gawin natin ang dalawa (2) sa pinaka important na tasks sa lahat ng nasa list. Once that we identify these most important tasks, it brings us to the final step in starting our day. Mas masarap din sa pakiramdam kung tapos na ang pinakamahalagang task sa buong maghapon.

3. COMPLETE THE MOST IMPORTANT TASK FIRST - after nating i-identify ang most important tasks, we should begin this immediately hanggang sa matapos ito. Ito ang sinabi ni Brian Tracy na nagpa-inspire sa akin. 

 "All success in life comes from project completion and living a life of good habits will help you complete more projects.

A project with multiple tasks is called a “multi-task job”. This means that there are several smaller jobs to complete the larger job. Organize your jobs by sequence in a checklist and start on your most important project.

Complete the smaller jobs in your project, until the entire project is complete. This process is called “single handling” and it’s one of the most powerful things that you can use in managing your time. You can increase your productivity by 50% by planning, starting and completing your most important tasks every single day."

In that way, mas magiging productive at mas ma-a-accomplish natin ang ating tasks lalo na sa business natin.

Kung ma-de-develop natin ang mga habits ng mga successful people and if we do this three things (plan your day the night before, organize your tasks in order of importance, and complete your most important task first thing during your day), We will increase our productivity overnight and yes we may become a candidate to be a millionaire someday.

I hope this post serves you. Thank you for reading and if this post blessed you, kindly share it and like me at facebook. http://www.fb.com/awesomejunborgonos

PS: My free ebook is now available. Get your copy now. Click http://bit.ly/get-jun-borgonos-ebook

PS2: Gusto mo ba ma-achieve time at freedome while you're making money online? Watch the video here. Make sure na tatapusin mo ha. Email me at rodolfoborgonos@gmail.com if may question ka. I'm happy to serve you! :)


Your friend,


Jun Borgoños

Five E's To Succeed in Your Job and Business

May business ka na ba? Or gusto mo magsimula ng business? Or gusto mong maging mas magaling sa iyong chosen field? Kung nagsisimula ka pa lang, you should read this. Pwede mo itong gawing way para mas maging successful sa business mo, maging mas productive sa current job mo and para maging mas magaling na entrepreneur. Ito ang natutunan ko sa aming mentor na si Bro Obet Cabrillas. 

Ito ay ang 5 E's na kailangan mong i-apply para maging successful sa iyong career and business.

1. Experience - may kasabihan "Experience is the best teacher", but let me re-phrase it to you. "Reflected experience is the best teacher". You have to reflect in you experience kahit na ito ay maganda or hindi. You need to ask yourself, what would I do better next time? Dahil kahit na ginawa mo na ang best mo ngayon, dapat mas maging best pa ito next time. Improve what you've already experienced and reflect from it. Dahil dito mo mas makikita ang progress mo. You have to learn from experience, share your experience and grow from your experience.
   
   
   
2. Experts - you need to talk to experts para maging successful sa business or sa kahit anong field na gusto mo. Many business failed because of pride. So ask for guidance and advice sa mga tao na successful and sa mga tao na expert sa field na katulad ng sa'yo. Surround yourself by experts and also positive people na ready kang i-guide at ituro mga alam nila na makakatulong sa'yo.
   
3. Expertise - after talking to experts, you need to gain expertise from the them. Kailangan mo rin matutunan yung mga itinuturo nila. Gain knowledge and skill sa itinuturo nila at gawin mo rin itong expertise mo.
   
4. Execute - You need to take action kung gusto mo mag-succeed sa business mo. You have to do it and learn it. Start small and correct it all the way. Kailangan lagi kang gumawa ng action dahil dreams without action is only a WISHFUL THINKING. Ibig sabihin, gusto mo lang, pero you don't want to do what it takes para makuha ang dreams mo. Dream and make it happen.
   
   
   
   
5. Excellence - You need to excel sa field mo, at para magawa mo iyon, kailangan mo ng strong FOUNDATION. At ang pinaka magandang foundation is your CHARACTER. Dahil kung may knowledge and skill ka na, at wala kang magandang character, you will fall easily dahil mahina ang foundation mo. Dahil character is building your trust and relationship to your customers or people. You have to gain excellence in your character first because business and career is all about good relationship.
   

I hope na may natutunan ka sa blog post na ito. I believe na business is not just earning money, it is the process of developing yourself. Dahil ang pinakamagandang investment ng isang entrepreneur is learning.

I hope this post serves you. Thank you for reading and if this post blessed you, kindly share it and like me at facebook. http://www.fb.com/awesomejunborgonos

PS: Gusto mo ba ma-acheive ang time freedom while you're making money online? Watch the video here. Make sure na tatapusin mo ha. And email me @ rodolfoborgonos@gmail.com if may question ka. I'm happy to serve you. :)

Your friend,

Jun Borgoños

Simpleng MAGIC Guide to Achieve your Dreams

Reading the book of Bro. Bo Sanchez makes me motivated. One of my favorite is the book "How to Conquer your Goliath". Ang book na yon ay naglalaman ng mga practical guides para malampasan mo ang mga challenge sa dreams mo. Sa book din na ito ine-explain kung paano tinalo ni David si Goliath. Let me summarize the story for you.

May nangyaring arrangement sa laban ng Philistine at Israel. Ang panglaban ng Philistine ay si Goliath, isang nakakatakot na mala-Godzilla na creature. Walang kahit na sino ang gustong kumalaban sa kanya. Ang challenge ng mga tiga Philistine ay isang one-on-one duel laban kay Goliath. Kapag si Goliath ang nanalo, ang mga tiga Israel ay magiging slave ng Philistine, at kung matatalo naman si Goliath, magiging slave ng Israel ang Philistine. 

Araw araw sumisigaw at naghahamon si Goliath sa mga tiga Philistine. Si King Saul, hari ng Israel ay ng-announce ng reward na kung sino man ang makakatalo kay Goliath ay magiging mayaman, exempted sa tax for the entire life at ipapakasal niya sa kanyang anak na babae. Sobrang lupit ng reward di ba? Pero walang kahit sino ang gustong lumaban kay Goliath.

Kumalat sa buong bayan ang balita about sa reward ni King Saul, nalaman ito ni David. Si David ay isang tiga-pagpastol ng mga tupa. Pumunta sya kay King Saul at sinabi na willing siya na lumaban kay Goliath. Nagulat ang buong kaharian sa lakas ng loob ni David. Pero dahil wala nang gustong lumaban kay Goliath, itinuloy na rin ang laban sa pagitan ni David at Goliath.

Sa laban nila, pinagtawan lamang ni Goliath si David. Dahil hindi talaga patas ang laban nila, higante laban sa bata na payatot at mukang hindi marunong lumaban. Dahil determinadong manalo si David, kumuha siya ng bato, inilagay niya ito sa kanyang sling shot (tirador), pinaikot niya ito at itinira kay Goliath. Tinamaan si Goliath sa noo at unti-unti itong bumagsak sa lupa. Kumuha ng espada si David at pinutol ang ulo ni Goliath.

Sa duel na iyon, nanalo si David at nagtagumpay ang Israel.

Sa kwento ni David at Goliath, nagkaroon ng MAGIC kung paano tinalo ni David si Goliath. Ang magic na ito ay tinatawag na dream. Hindi lang basta dream, dahil nagkoroon ng goal si David para matalo si Goliath. Ano ang goal na yun? Ito ay ang mga rewards from King Saul. Inulit ulit niya sa isip niya ang reward na ito, then na-convert niya ang vision niya into ACTION and the result is SUCCESS.

Yes may clarity kasi si David sa GOAL niya kaya kahit mala-Godzilla ang laki ni Goliath ay natalo pa rin niya ito. Talking about MAGIC, isha-share ko sa iyo ang itinuro sa akin ni Bro. Bo about sa MAGIC. Not literally magic, ito ay ang tinatawag na DREAM BOOK. 

Ang DREAM BOOK ay ginagamit para isulat at i-build ang dreams in a very motivational way. Ginagamit ang MAGIC para maging guide na mas maging effective ang pag-achieve ng dream. Ito ang Magic guide to create your dream book.

 

 

Measurable - be clear sa goal or dream mo, dapat measurable ito or exact. For example don't just write na "Mabayaran ko ang mga utang ko". Dapat mong isulat ay "Mababayaran ko ang mga utang ko, dahil magtatrabaho ako ng mabuti, hindi na ako bibili ng mga bagay na hindi masyadong mahalaga para mabayaran ko lahat ng utang ko hanggang December 2015".

Ambitious - kailangan maging malaki ang pangarap mo, dahil small dreams won't excite you, Dapat DREAM BIG para mas ma-motivate ka na ma-achive ito. And be positive na magagawa mong ma-achieve ang dreams mo.

Godly - Never dream from greed or selfish ego because it will make you empty and miserable. Dapat may dreams ka makakatulong sa'yo, sa self development mo, to inspire others and to help others achieve their dreams too.

Imaginative - Put details in your dreams. Don't just write "Gusto kong magkaroon ng bahay". Dapat may details ang dreams mo for example "gusto kong magkaroon ng bahay sa Cavite, yung may 3 rooms, nice living room, dining room, with garden and guest room." Dapat may details ang dream natin para mas ma-motivate tayo at ma-excite lalo na ma-achieve ito.

Complete - Have dreams that touch the most important aspects of your life. Dapat may dream ka sa family, spiritually, financial health at etc.

Dahil sa MAGIC guide na ito, ma-kakapag identify ka ng mga dreams at ma momotivate ka lalo na ma-achive ito. Just read it everyday and pray for it. Maniwala ka na ma-aachive mo ito at maniwala ka sa sarili mo na kaya mo.

I hope this post serves you. Thank you for reading and if this post blessed you, kindly share it and like me at facebook. http://www.fb.com/awesomejunborgonos

 

 

PS: Gusto mo ba ma-acheive ang time freedom while you're making money online? Watch the video here. Make sure na tatapusin mo ha.

Your friend,

Jun Borgoños